We offer simplified issue disability policies for Federal employees:
7/7 Day wait for
Short term Disability
14/14 Day wait for
Short term Disability
30/30 Day wait for
Short term Disability
7/7 Day wait for
Long term Disability
14/14 Day wait for
Long term Disability
30/30 Day wait for
Long term Disability
180/180 Day wait for
Long term Disability
Do you have any other disability income coverage in force or an Application / Enrollment Form for Disability insurance pending with this or any other company?
Have you missed 5 or more consecutive days of work in the past 12 months for any injury or illness other than cold, flu or maternity?
Have you ever been treated for or diagnosed by a member of the medical profession as having Acquired Immune Deficiency Syndrome (AIDS) or tested positive for Human Immunodeficiency Virus (HIV)?
In the past 12 months, have you received medical advice, sought treatment, taken medication or been Hospitalized for cancer (except basal cell skin cancer), insulin dependent diabetes or cirrhosis?
In the past 5 years have you received medical advice, sought treatment or taken medication for any of the following: heart attack, heart surgery, heart disease, high blood pressure reading of 140/90 or above, stroke, transient ischemic attack (TIA), cancer (except basal cell skin cancer), end stage renal/kidney disease, muscle, back, joint disorders, diabetes, emphysema, lung disease, liver disease, hepatitis, cirrhosis, neurological disorder, multiple sclerosis, chronic fatigue syndrome, fibromyalgia, digestive/intestinal disease, alcohol or drug usage?
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